Once upon a time there was a young woman who felt like it was time that she grew up and become an adult. So she bought a suit from the thrift store which fit her pretty well and she went down to the bank to get a loan.
The banker was very impressed with the young woman’s suit and even though her income was very low, it was popular during that time to approve mortgages which were way, way beyond the means of the home owner. So, somewhat to her surprise, the young woman was approved for a very large loan.
The house she bought was not extravagant but it was more than she needed. It had three bedrooms and two bathrooms. It had an upstairs and a cute little lawn. It was in an expensive part of town though, where it was very “in” to own a cute small house.
At first she was happy.
When her first loan payment came due she met the challenge with confidence. She sold her flute from when she was in high school and though it made her a little bit sad she walked around her house feeling happy.
When the second loan payment came due she wasn’t sure what she’d do. She borrowed a bit of money from a friend and worked extra hours.
When her third loan payment came due she was exhausted. She had been working 60 -70 hour weeks. She had enough money but she was never home to enjoy the reason for her work.
The young woman was interested in solutions. One day when she was at the drug store buying tampons, she saw something that caught her eye. It was a green candle next to the white candles with the Virgin de Guadalupe and Jesus as a child on them. The green candle had stacks of money on it and said “Financial Money Luck.”
The candle was $2.19 and the young woman bought it.
She brought it home and though she hadn’t prayed in years, she felt she ought to do something while lighting the candle. She put her hands together and said inside of her head, “Dear Lorde” and she laughed actually, out loud, thinking of the pop star. She started over, “Dear God, please help me figure this money bullshit out. Amen.”
She lit the candle and went to bed.
The next day she was working a double so she had get up early to catch the bus. She grabbed her apron and her pens, threw her hair into a pony tail, and locked the door on her way out.
When she got home there were police and fire trucks blocking her street. She felt extreme dread and worried that one of her neighbors had died, suffering from some unnamed and sudden disease. But as she approached she saw that it was her house which the authorities were concerned with. In fact, her entire house had been consumed by flames.
The young woman was stricken with grief. It must have been the candle she’d left burning. She confessed this to firemen, to the bank, and to the insurance agents.
Her insurance policy was very good and it covered such accidents. The value of the house had gone up significantly in the four months since she had been living there. She received a check for the full mortgage as well as an additional small fortune.
She decided it was probably ok to rent for a few more years until she made more money and shortly after, the entire housing market crashed.
She felt very grateful.